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Lisa Mcdowell

Expert in loans, credit cards, insurances, and your personal, responsive guide to a bright financial future.

Israel Central Bank Delays Issue Of National Digital Currency

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The Central Bank of Israel is going to release its own digital currency E-Shekel, for which in November 2017 a special group was created to study this issue. This group has published a report on the results of its study, which refers to the benefits that such a currency could give to the Central Bank […]

How To Open First Credit Card – A complete Guide

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If at the beginning of credit cards history a rectangular piece of plastic with a magnetic stripe was perceived by many as image overkill, then nowadays most of the people in the United States do not see themselves without a credit card. In addition, to open first credit card advertising is everywhere and in all […]

What Can You Do If Your Loan Request Was Denied?

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Few people are insured against the situation when loan request was denied. Even if you have a fairly good credit history and a relatively high credit score, the lender may deny you a loan for various reasons. This may be related to your income level if it is not high enough, or with your living […]

Why Do You Pay For Car Insurance? Some Helpful Answers

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Why do you pay a lot for car insurance? There are many factors affecting the cost of car insurance. Many pay more than $ 150 or even $ 200 a month, while the average cost of car insurance in the country is about $ 100. Why it happens? To answer this question you need to consider […]

How To Reduce Interest Rate Using A Balance Transfer

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Transfer the balance from one credit card to another to reduce interest rate Different credit card providers have different conditions and annual interest rates. You may want to pay less for the credit limit and for using the card, so you can find a credit company with a lower interest rate and transfer your balance […]

Some Hints About How To Use Credit Line Correctly

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Today many banks have lots of offers and different services which has become fully available to clients. But sometimes it can be quite confusing to correctly understand all the advantages of such proposals. On the financial market now there are a lot of bank card types, personal loans or open credit lines. For example, you […]

How Is Credit Rating Determined? Your Opportunities To Improve It

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Credit score affects your financial capabilities. Everybody knows about this, but not everyone has an idea of ​​how it is determined and what it depends on. There are many parameters of your financial behavior that affect your credit rating. If you find out exactly how it is calculated, you can adjust your behavior as a […]

Tips For Not Waiving Overdraft And Avoid Fees For It

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Overdraft covers the funds that you spent more than what you have in your account. This can often happen at the end of the week, when you made shopping a week ahead and did not notice how you exceeded the funds that you have. Thus, you kind of borrow this missing amount from the bank, […]

What Is The Car Insurance Average Cost. What Can Affect Price

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Different insurance companies determine the cost of car insurance in different ways. It depends on many factors related to your circumstances and history, both credit and driver. But in any case, whatever your circumstances, you would not want to pay more for your car insurance than is possible. To find out what and how affects […]

Cryptocurrency Ban Derivatives by UK Government. New Rules

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On October 29, the Financial Conduct Authority of United Kingdom government announced commencement of consideration of a ban on derivative products related to cryptocurrency. This is due to the protection of consumers in these markets, as well as the fight against money laundering. Futures and options for virtual currency in the course of discussions that […]