Terms and conditions of use
This agreement is an official document regulating the relationship between fnews.today (hereinafter “fnews”, “we”, “us”, “our”, “ours”, “Website”, “Company”) and the User of the Website fnews.today, all services and all information posted on it, for the use of which it is obligatory to accept the conditions specified in this agreement.
The company is an independent information and search resource that provides the user with the opportunity to find the necessary financial product provided by third-party credit or other financial organizations with which the company has entered into an agreement. Fnews.today is not in itself a financial organization or lender, does not create and does not provide credit, insurance, investment or other financial products, nor does it accept and does not affect the credit decisions of third-party organizations providing such services.
The use of the services of the Website, including the application form, is possible only for those who are 18 years old or older and living in the United States. Some US states have legal restrictions on the use of short-term lending services. The list of states is subject to change, so check this information using an authority source, where relevant information on lending is posted.
The company provides Website users with information on personal finance and credit products, as well as the ability to contact third-party lenders dealing with short-term lending. Approval or disapproval of Your loan application depends on many factors and the decision is made solely by third-party creditors with whom the Company has entered into an agreement and who will consider your credit request. The amount, interest rate and other loan terms are likely to vary from lender to lender and there are no guarantees that any loan conditions will be approved by at least one of the third-party lenders.
The company can advise the User on financial products offered by third-party independent lenders. Professional financial advisers are ready to provide each User with assistance in making an informed decision when choosing a financial product and lender, based on the data provided by the User.
The company informs users about the features of short-term lending, about the likely consequences of this or that behavior when using this type of loan, and also urges users to approach the need for a loan wisely and deliberately. We provide advice only in order to inform users and we are not responsible for any decisions made by the User. All decisions are made by the User solely at his own risk, taking full responsibility for them and all costs or losses associated with their consequences.
The company is not a representative of any credit or other financial company, and therefore has no relation to any loan or other financial product offer from third-party creditors, and is not responsible for any decisions of third parties, regardless of the consequences of such decisions.
Your personal, financial, and other information will be used by third-party lenders to examine your creditworthiness and solvency during the considering of your loan application.
Proprietary Rights and Authorized Use
The content of the Website is protected by United States Copyright Act and may be used solely in accordance with this agreement on terms and conditions of use. Copying, reprinting, presentation or reproduction on other information resources is possible only with the permission of the Company. Otherwise, such actions will be considered illegal and can and will be the subject of lawsuits.
Any content posted on the Website, including but not limited to information in any form, texts, images, video, logos and other information in digital or graphic form is the property of the Company.
Disclaimer of Warranties and Liability
The Website fnews.today, any information posted on it and the services are provided “as is” and do not impose any additional liability on the Company, except as specified in this agreement on use. The Company does not provide any guarantees that the information provided, services and products of the Company or third parties will meet the needs or any requirements of the User, do not contain technical or informational errors, last for a certain period or do not carry any security threat. The Company reserves the right to make any changes to the Website or its content without prior notice.
The Company also refuses any kind of liability for the actions of third parties that may cause any damage to the financial or technical condition of the Website users. Any links and content of third-party websites that may be posted on fnews.today, the User visits at his own risk, while taking full responsibility for the consequences of such actions. The Company is not responsible for any direct or indirect costs or damages associated with the use of the Website or the actions of third parties related to the use of the Company Website.
This agreement on the terms and conditions of use of the Company’s Website, including all together and each of the provisions described here, is a complete agreement between the User and the Company the owner of the Website. These terms and conditions govern the relationship between the two parties when using the Website and the content posted on it. This agreement is the latest current version and replaces all previous agreements and notices.
Termination of relationships
In the event that the User violates any provisions of this agreement or other applicable acts and rules, as well as relevant laws, the Company reserves the right to deny you access to the Website for a time or completely terminate the relationship unilaterally.
To terminate a relationship, a User simply stops using the Website, but the terms of the agreement that may be applicable remain in force.
An agreement on terms and conditions of use is deemed accepted if you have started using the Company’s Website.