Lisa Mcdowell

When it comes to managing everyday tasks and building plans for the future, credit is arguably one of the most useful assets for an average American. With the help of a good credit buying cars and homes becomes much easier for lots of people, let alone the possibility of saving a considerable amount of money […]

Cryptocurrencies have long ceased to be only a virtual financial tool for online transactions. They not only have a physical embodiment in the form of coins with a chip, but are also increasingly being used when making offline purchases and even when issuing physical debit cards. The latter significantly expand the market for the use […]

Cryptocurrencies forever changed the perception of personal finance and business. They are able to make a real revolution in the financial sector of the world economy. Cryptocurrencies allow you to manage transactions based on the principle of network horizontal decentralization, intermediaries are eliminated, overhead costs of production are significantly reduced, not to mention the fact […]

For people doing their business, very often there is the problem of maintaining their personal credit rating at a high level. Even if your personal credit is in excellent condition, doing business most often does not go as smoothly as we would like. This matter negatively affects the condition of not only the business credit, […]

Every business is an occupation that carries financial risks. Large companies and small business owners are at risk when something goes wrong. In this case, loans are often not paid in time, as well as various bills, that have a negative impact on the credit rating of small business owners. However, it is necessary to […]

Credit cards are one of the most popular credit tools for US residents. Nearly three-quarters of Americans use credit cards when paying for their purchases and paying bills. They can be very convenient, since this eliminates the need to constantly carry around a lot of cash that can be stolen, it can be lost and […]

The stock market In recent years has shown negative dynamics, but the indicators are unpredictable. Not every financial manager in such a situation is able to react quickly in order to sell falling assets correctly and on time. Stocks indices cannot overcome the indicators for many years. However, people who are engaged in buying and […]

Bank deposits have long ceased to be quite profitable investments. Due to the fact that the Federal Reserve regularly raises the interest rate, many banks offer savings rates that barely cover inflation costs. Therefore, for the purpose of your funds will be working for you, you will need to discover best rates for savings that […]

Peer to peer lending became very common in recent years, thanks to the development of IT. Experts estimate the potential of this type of financing in trillions of dollars in the near future. However, what does P2P lending represent? If you want to know in promising advanced financing methods, then read on to find out […]

Many Americans, when buying a simple car, want to improve it, to make it more individual or to improve some of its characteristics. At the same time, not everyone knows that they will need modified car insurance. Any changes that are made in the car, after he left the manufacturer’s factory, are subject to additional […]