Lisa Mcdowell

It’s always better to have some emergency savings, because you never know when you may have to face a large expense. Nevertheless, about half of Americans admit to having no savings whatsoever. If you are one of them, it wouldn’t hurt to start considering one in order to avoid unnecessary stress, both emotional and financial. […]

After several financial crises, inflation and other adverse economic processes, so many people live without savings because they do not have the opportunity to save. The majority of citizens exist from paycheck to paycheck, so when something happens and quickly requires additional expenses, people begin to look for options to borrow money until the next […]

The retirement plan 401 (k) was created in order to financially ensure future retirement for those who are still young and working. This retirement plan has a great advantage over some other retirement plans. He offers for several decades, investing relatively small amounts, to obtain a significant increase in savings to ensure a comfortable old […]

Spring is the time when people begin to clean up their gardens and backyard after winter. When the sun becomes bright and warm the same thing happens with investors. People have bright thoughts and they can often reconsider some things and goals in their lives. Why do investors need to clean their portfolios, just like […]

In 2019, many Americans are likely to be audited by the Internal Revenue Service. Despite internal reshuffles and layoffs, after the adoption of the new law on tax cuts, the tax season began in January and lasted until mid-April. However, many tax returns were returned to senders who made the most common tax mistakes. Because […]

When considering about a retirement plan, many choose one with a defined benefit that ensures the stability of monthly payments. Many large corporations have long used such pension plans for their employees, but even they are already beginning to switch to the lump sum pension distribution, which is represented by 401 (k). Such retirement plans […]

Investing is an excellent opportunity to get a constant profit, but it is an activity that requires attention and certain knowledge in this area. If you are not a specialist in finance, but also want your money to work for you, then you will need to choose a financial advisor in investing, a trustee who […]

When you begin to understand that a bad credit rating negatively affects every aspect of your life, then you begin to monitor and regularly check your credit score. You try to pay all your bills on time and avoid late payments, as well as looking for ways to improve your credit. One of the ways […]

Many Americans fall into the debt trap because of the mistaken belief that credit cards are a kind of free money. So people are gaining a large debt, which is starting to grow faster and faster. What you need to understand before you open a credit card for the first time is that credit cards […]

Buying a car becomes an important step, especially for those who live far from their place of work or whose work is connected with constant moving. To buy a new car for cash, not all American households have the opportunity, so many are counting on auto loans. For this reason, most of those who are […]