Who can get a personal loan?
Making a personal loan will be available to you if:
- You receive a monthly minimum of $ 500 of net income.
- You are not in a state of bankruptcy at the moment.
- The amount of the monthly payment for the loan will not exceed 15% of your monthly income.
- The amount of the monthly payment will not exceed the minimum balance on your account for the last 3 months.
- If you are granted a loan, you will be available from $ 100 to $ 15,000, regardless of whether you are an old or a new customer.
Requirements for the Borrower
- You must be a US resident.
- You must be over 18 years old, but not more than 65 years.
- You must have a bank account in one of the American banks, on which it is possible to confirm your regular income.
- You must have a bank account from which the amount of payment for a personal loan will be written off.
- The presence of an active mobile phone, available for calls and SMS.
How to create a request?
- Using the current email address create and activate an account on our website.
- Select the amount and term of the loan.
- Enter all the necessary personal information in the request form. You will need to fill information about the date of birth, your residence address, social security number, driver’s license number, mobile phone.
- Fill out information about your source of income and monthly expenses.
To get the money as quickly as possible, provide all the requested financial information. The most accurate filling of all forms of the request will allow you to make the decision as quickly as possible in your favor.
After the loan is approved, you will receive an SMS with the activation code, and also you will receive a letter by e-mail. Then you can get acquainted with all the terms of the loan and on the lender’s website to complete the loan processing.
The next stage will be the final approval by the creditor of your request and the transfer of money to your bank account within a few hours. We take care of the security and confidentiality of your personal data, so we always follow the rules of the Payment Card Safety Standards Council, so you can be calm about the safety of your data.
If you have any questions about processing a request and getting a personal loan, you can always contact our support team.
Fast loans for bad credit
For a loan request you will need to fill out a non-complex form with basic personal data, information about the state of residence and your income. It will be necessary to provide much less information than to request a bank loan.
Next, you will become acquainted with the conditions we offer for obtaining personal loans and determine other parameters. For example, the purpose of a loan will help to find the most optimal conditions for your circumstances. In general, the purpose of obtaining personal loans can be to cover any of your needs: credit rating restoration, repair or purchase of a car, medical expenses, house repairs, payment of several loans or any other expenses.
Our specialists will help you determine the necessary loan amount and calculate the optimal loan period, which will allow you to calmly pay off on time a personal loan. In order not to overpay extra interest for a long period, as well as a large amount, it is worth requesting an amount of money slightly exceeding your need in order to avoid a shortage of money because of unaccounted costs for solving your problem. Then, starting from the loan amount and your income you can determine the optimal time for personal loan payment.
Our company recommends choosing a monthly payment, which will not exceed 15% of your monthly income. In order not to get new difficulties in the form of the complexity of repaying the loan on time it is necessary to take a realistic look at your monthly budget and available financial difficulties. Perhaps you will need to review some other costs and reduce or delete them.
Advantages of personal loans
To get a personal loan through our service means to receive a lot of advantages that our offer and quick personal loans have on their own. Personal loans have a number of undeniable advantages and we provide you with the best service for their registration and receipt.
The process of creating a request through our service is as simple as possible and very quick. After you enter all the information you need for a request in a few seconds you get a solution about issue.
For those who have a bad credit rating, we help to find loans among the masses of proposals from creditors. Creditors, with whom we cooperate when issuing a loan, transfer money to you as quickly as possible. The funds to your bank account are received a few hours after the approval of your request.
If you want to improve your credit rating, then we will provide you with this opportunity with the help of personal loans and the support of our experts.
How are loans with a bad credit history possible?
A third of borrowers in the US have a bad credit history despite the fact that they are responsible people and have a regular income. Having got into a difficult situation in the past such people lose their credit reputation and it becomes difficult for them to solve their financial troubles.
Traditional banks do not give out loans to those who have a low credit score. In this regard many people when they are offered something that was previously not available to them a natural question arises: how is this possible? This is a perfectly legitimate explanation why many credit companies are ready to deal with borrowers who have a bad credit rating and consider the possibility of lending them.
Personal loans online
Regardless of the level of your credit rating, our company will offer you the most convenient and appropriate search for your personal loans on the Internet. We have a large number of lenders willing to offer loans with no credit check. Their decisions are based on the level of your income, so checking your credit history is not a prerequisite for approving a loan. At the same time borrowed funds usually enter your bank account within a few hours.
Thus, personal loans are a great way to improve your financial situation and at the same time increase your credit score. Borrowing small amounts of money that you will easily pay, you get the opportunity to raise your credit rating.