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Lisa Mcdowell

Expert in loans, credit cards, insurances, and your personal, responsive guide to a bright financial future.

What To Choose – Comprehensive Insurance Or Collision Coverage?

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Buying a new car causes a lot of positive emotions, regardless of its class and whether it is first for you or not. In any case, you get pleasure from owning it and are ready to admire the brilliance of its painting for a long time. However, this means that time has come to think […]

What Is A Credit Builder Loan And How To Obtain The Proper One?

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What Is A Credit Builder Loan? Such loans greatly give a possibility to people to “construct” their own credit. Often, they have been called a “backwards” loans. Why so? Let’s take a closer look below. The principle of the credit builder loan operation The principle is that client needs to “gather” the required sum at […]

The 5 Most Useful Tips On Improving Credit Score

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If you pay attention to funds, you unquestionably will need to propel the credit and achieve the highest FICO assessment conceivable. There are chances to do that, but at some point you needed to utilize individual advances that don’t include any credit checks or payday advances on the Internet, as your FICO score endured. Obviously, […]

A Billion Dollar Bitcoin Lawsuit: Satoshi Nakamoto Revealed

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Craig Wright, who called himself Satoshi Nakamoto became the subject of a billion dollar Bitcoin lawsuit. The trial is taking place in Florida, where Craig Wright is accused by the Ira Kleiman family on behalf of the late Dave Kleiman for allegedly appropriating billions of Bitcoins as part of a partnership a few years ago. […]

This Year Leading Trends Are – Interest-Paying Crypto Accounts

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Cryptocompany Nexo, one of the last that presented to its investors the opportunity to open Interest-Paying Crypto Accounts, giving the opportunity to earn interest to its customers, providing up to 6.5% per annum. Unlike most cryptocurrency schemes that appeared this year, Nexo allows its customers to withdraw any amount of cryptocurrency at any time. To […]

Connection Between Credit Cards and FICO Score, Why It Matters?

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Your FICO score shows how likely it is for you to reimburse the money you received. You have to guarantee that you have a good FICO score. Few years ago, the conventional FICO score of Americans for 18-to 29-year-old was 652, whereas for people who were 30 years old and older it stood at 671. […]

Here Are 3 Credit Cards Must Have Which You Can Use Everyday

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Nowadays it is not a secret that different credit cards have different perks. Some of them are aimed to be cost-saving for travelers. Others provide different features such as cashback, lack of annual fee and so on. That’s why you will always find something for you whether you are addicted to traveling or keen on […]

What Is An Adverse Action Notice And Why Can You Receive It?

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Adverse Action Notice is a very unpleasant phenomenon, when a creditor refuses or raises interest rates, and maybe it cuts down a credit limit or closes your credit card altogether. Lenders have the right to do so if your credit behavior does not satisfy certain conditions that the lender sets before you. The lender can […]

Five Best Options To Open A Checking Account In A Bank Today

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Personal finance management can be compared with how you got your money from your piggy bank as a child and spent it on whatever you want. Something similar happens when you get older, but with completely different priorities. Managing your capital goes from cash to current and savings accounts, as well as to credit cards. […]

What You Need To Do To Apply For A Credit Card With Fair Credit?

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The level of credit determines the financial possibilities. About 30% of Americans have a credit no higher than the level called a “fair credit”. Many people have even a lower credit rating, and some have no idea what credit scoring is and how it can affect their lives. It will directly affect when you apply […]